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	<title>cioj.co.uk &#187; Charities</title>
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	<description>The Chartered Institute of Journalists</description>
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		<title>Apply for membership</title>
		<link>http://cioj.co.uk/apply-for-membership/</link>
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		<pubDate>Wed, 25 Feb 2009 08:05:38 +0000</pubDate>
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		<description><![CDATA[There are a number of ways in which you may apply for membership. Apply online Complete an on-line application form by clicking the link above.  Don&#8217;t forget to enter any reduced first-year subscription offer code in the &#8216;other details&#8217; section of the form otherwise you may not receive the discount. Also, part of the process is for a credit card number to be entered for all applications.  Don&#8217;t worry, we only debit card numbers once your application has been approved &#8230; <a href="http://cioj.co.uk/apply-for-membership/" >&#8594;</a>]]></description>
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		<title>Pension Fund</title>
		<link>http://cioj.co.uk/pension-fund/</link>
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		<pubDate>Mon, 12 Jan 2009 23:33:57 +0000</pubDate>
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		<description><![CDATA[Provides a small monthly payment to members who find themselves in financial difficulty once they have retired. The Fund also gives a financial birthday and Christmas gift to its pensioners. Join now to protect your family]]></description>
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		<title>Benevolent and Widow&#8217;s Fund</title>
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		<pubDate>Mon, 12 Jan 2009 23:32:39 +0000</pubDate>
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		<description><![CDATA[&#160; Provides grants and interest-free loans to members who may need short term financial assistance. Provides one-off grants to the spouse of members, to help with immediate financial difficulties following their death. Join now to protect your family]]></description>
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		<title>OakHill and TP O&#8217;Connor Fund</title>
		<link>http://cioj.co.uk/oakhill-and-tp-oconnor-fund/</link>
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		<pubDate>Mon, 12 Jan 2009 22:42:52 +0000</pubDate>
		<dc:creator>CIoJ</dc:creator>
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		<description><![CDATA[Provides grants towards convalescent and other costs, for members recovering after serious illnesses or medical treatment. Join now to protect your family]]></description>
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		<title>Orphan Fund</title>
		<link>http://cioj.co.uk/orphan-fund/</link>
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		<pubDate>Mon, 12 Jan 2009 22:40:42 +0000</pubDate>
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		<description><![CDATA[Through the auspices of its Orphan Fund, the Institute has been looking after the orphans of our members since 1891. Over the past 10 years the fund has distributed an average of more than £50,000 of support every year. With investments of more than £1.5 million the fund provides a monthly subsistence grant to its beneficiaries together with a birthday and Christmas gift. Grants are provided to beneficiaries until they leave full-time education. Should the beneficiary go on to attend &#8230; <a href="http://cioj.co.uk/orphan-fund/" >&#8594;</a>]]></description>
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